Okuzeka
Insurance vocabulary · Claims

File a claim

Meaning in insurance, with examples

phraseCore term

In insurance, file a claim means: To officially ask an insurance company to pay for a loss, usually by reporting it and sending the required forms and documents.

In Turkish: hasar ihbarında bulunmak, tazminat talep etmek, hasar dosyası açtırmak

How it is used

Used by customers, agents and call centre staff. You file a claim with your insurer for a loss, today often online or in an app. British speakers prefer 'make a claim'; 'put in a claim' and 'submit a claim' are also common.

Example sentences

  1. You can file a claim online and upload photos of the damage.

  2. She filed a claim for her stolen laptop two days after the break-in.

Common collocations

  • file a claim with
  • file a claim for
  • file a claim online
  • deadline to file a claim
  • claimA formal request to an insurance company to pay for a loss, damage or medical cost that the policy covers.
  • FNOLFirst notice of loss: the first report a customer makes to the insurer after an accident, theft or damage, which starts the claims process.
  • claims adjusterA specialist who investigates a claim, inspects the damage and decides how much the insurance company should pay.
  • settlementThe final agreement on a claim and the payment that closes it, made after the insurer and the claimant accept the amount.

More terms: Claims

Practise with graded reading

Reading at the right level is the fastest way to make new words stick. Pick free English books by level:

This page explains English vocabulary for learners. It is not financial advice.