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Finance & Banking vocabulary · Fintech & Digital Banking

Top up

Meaning in finance & banking, with examples

phrasal verbCommon term

In finance & banking, top up means: To add money to a prepaid card, digital wallet, mobile phone or account so that its balance increases.

In Turkish: bakiye yüklemek, para yüklemek

How it is used

Mainly British; Americans more often say 'reload' or 'add money'. You top up a card, a wallet or a travel card, usually by debit card or transfer. The noun is 'top-up'. A top-up loan adds money to an existing loan.

Example sentences

  1. You can top up your digital wallet instantly with your debit card.

  2. The app tops up the travel card automatically when the balance falls below 100 lira.

Common collocations

  • top up a card
  • top up your wallet
  • automatic top-up
  • top-up loan
  • digital walletAn app or online service that stores payment cards or money so that you can pay with a phone, watch or computer.
  • balanceThe amount of money in an account at a particular time, or the amount still owed on a loan or credit card.
  • debit cardA card linked to your bank account that takes money directly from your balance when you pay or use a cash machine.
  • mobile bankingUsing a bank's app on a smartphone or tablet to check balances, make payments, transfer money and use other services.

More terms: Fintech & Digital Banking

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This page explains English vocabulary for learners. It is not financial advice.