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Insurance vocabulary · Property & Liability

Bodily injury

Meaning in insurance, with examples

nounCommon term

In insurance, bodily injury means: Physical harm to a person, such as injury, illness or death, as opposed to damage to property.

In Turkish: bedeni zarar, bedensel yaralanma

How it is used

A standard term in liability and motor insurance, often shortened to BI. Policies set separate limits for bodily injury and property damage. Bodily injury claims are usually larger and take longer to settle.

Example sentences

  1. The accident caused no bodily injury, only damage to the two cars.

  2. Bodily injury claims from the construction site may take years to settle.

Common collocations

  • bodily injury claim
  • bodily injury liability
  • bodily injury limit
  • cause bodily injury
  • liability insuranceInsurance that pays for injury or damage you are legally responsible for causing to other people, including the legal costs.
  • third-party insuranceInsurance that pays for injury or damage you cause to other people and their property, but not for damage to your own vehicle.
  • personal accident insuranceInsurance that pays a fixed amount if the insured person dies, is permanently disabled or needs medical treatment because of an accident.
  • settlementThe final agreement on a claim and the payment that closes it, made after the insurer and the claimant accept the amount.

More terms: Property & Liability

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This page explains English vocabulary for learners. It is not financial advice.