Regulatory reporting

How it is used

Used in finance, risk and compliance departments. Banks submit reports on capital adequacy, liquidity, large exposures and loans. Wrong or late reports can lead to penalties, so data quality and controls are essential. Teams talk about reporting deadlines, templates and resubmissions.

Example sentences

1. The regulatory reporting team is working late to submit the liquidity reports on time.

2. A new data warehouse has made our regulatory reporting faster and more accurate.

Common collocations

• regulatory reporting
• reporting deadline
• regulatory returns
• submit reports to the regulator

Related terms

• regulatorA public body that makes and enforces the rules for an industry. Banking regulators license banks, set capital rules and inspect banks.
• complianceFollowing the laws, regulations and internal rules that apply to a bank; also the name of the department that checks that this happens.
• capital adequacy ratioA bank's capital divided by its risk-weighted assets. It shows whether the bank has enough capital to absorb losses; Basel rules require at least 8% before extra buffers.
• Basel IIIA set of international banking rules agreed by the Basel Committee after the 2008 global financial crisis. It requires more and better capital and adds liquidity and leverage limits.
• auditAn official, independent examination of a company's accounts, records or processes to check that they are correct and follow the rules.

More terms: Regulation & Compliance

• KYC
• money laundering
• fraud
• AML
• suspicious transaction report
• sanctions
• terrorist financing
• PEP
• beneficial owner
• banking secrecy
• reserve requirement