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Finance & Banking vocabulary · Regulation & Compliance

Regulator

Meaning in finance & banking, with examples

/ˈreɡjəleɪtər/nounCommon term

In finance & banking, regulator means: A public body that makes and enforces the rules for an industry. Banking regulators license banks, set capital rules and inspect banks.

In Turkish: düzenleyici kurum, denetim otoritesi, düzenleyici otorite

How it is used

Used daily in compliance, risk and management. Banks report to, consult with and can be fined by regulators. Examples include the BDDK (BRSA) in Türkiye, the PRA and FCA in the UK and the ECB for large eurozone banks.

Example sentences

  1. We need to send the new stress test results to the regulator by Friday.

  2. The regulator fined the bank for failing to protect customer data.

Common collocations

  • banking regulator
  • report to the regulator
  • financial regulator
  • regulator's approval
  • complianceFollowing the laws, regulations and internal rules that apply to a bank; also the name of the department that checks that this happens.
  • central bankA country's or region's main monetary authority, which issues money, sets the policy interest rate and works to keep prices and the financial system stable.
  • capital adequacy ratioA bank's capital divided by its risk-weighted assets. It shows whether the bank has enough capital to absorb losses; Basel rules require at least 8% before extra buffers.
  • Basel IIIA set of international banking rules agreed by the Basel Committee after the 2008 global financial crisis. It requires more and better capital and adds liquidity and leverage limits.

This word in other fields

The same English word can have a different meaning in another field:

More terms: Regulation & Compliance

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This page explains English vocabulary for learners. It is not financial advice.