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Finance & Banking vocabulary · Financial Statements

Receivables

Meaning in finance & banking, with examples

/rɪˈsiːvəbəlz/nounCommon term

In finance & banking, receivables means: Money that customers owe a company for goods or services already delivered, shown as an asset on the balance sheet.

In Turkish: alacaklar, ticari alacaklar

How it is used

Used in credit analysis, accounting and trade finance; also called 'accounts receivable' (AR) or 'trade receivables'. Bankers check how fast receivables are collected (days sales outstanding, DSO) and may finance them through factoring. The opposite is 'payables', money the company owes its suppliers.

Example sentences

  1. The company's receivables grew faster than its sales, which worries our credit team.

  2. We can finance up to 80% of your export receivables.

Common collocations

  • accounts receivable
  • trade receivables
  • collect receivables
  • receivables financing
  • days sales outstanding
  • factoringA form of financing in which a company sells its unpaid invoices to a factoring company or bank at a discount and receives cash before its customers pay.
  • working capitalThe money a business has available for its daily operations, calculated as current assets minus current liabilities.
  • balance sheetA financial statement showing what a company owns (assets), what it owes (liabilities) and the owners' share (equity) on a specific date.
  • assetSomething of value that a person or company owns or controls, such as cash, buildings, receivables or investments.
  • cash flowThe movement of money into and out of a business over a period. Positive cash flow means more money is coming in than going out.

More terms: Financial Statements

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This page explains English vocabulary for learners. It is not financial advice.