Net interest income

How it is used

Often abbreviated NII; it is a monetary amount, whereas net interest margin is a ratio.

Example sentences

1. Net interest income rose because loan income increased faster than deposit costs.

   The result reflects both income and funding expense.

2. The forecast separated net interest income from payment-service fees.

   Fee income does not belong in this interest-based subtotal.

Common collocations

• net interest income growth
• NII forecast

Related terms

• net interest marginA bank's interest income minus its interest expense, divided by its average interest-earning assets. It shows how profitably the bank lends and invests.
• income statementA financial statement showing a company's revenue, costs and profit or loss over a period, such as a quarter or a year.

More terms: Financial Statements

• balance sheet
• asset
• liability
• equity
• revenue
• net income
• write off
• depreciation
• EBITDA
• in the red
• expense
• profit