Okuzeka
Finance & Banking vocabulary · Financial Statements

Cost-to-income ratio

Meaning in finance & banking, with examples

nounAdvanced term

In finance & banking, cost-to-income ratio means: A bank efficiency measure comparing operating expenses with operating income under a stated definition.

In Turkish: gider/gelir oranı

How it is used

Specify exclusions and accounting treatment before comparing banks or periods.

Example sentences

  1. The cost-to-income ratio rose after operating expenses outpaced income growth.

    A larger cost share indicates weaker efficiency on this measure.

  2. The bank disclosed an adjusted cost-to-income ratio excluding restructuring costs.

    Adjustments change the calculation and need explanation.

Common collocations

  • calculate the cost-to-income ratio
  • adjusted cost-to-income ratio
  • expenseMoney that a business spends, or a cost it records, in order to run its activities and earn revenue, such as salaries, rent or interest.
  • revenueThe total income a company receives from its normal business activities, such as selling goods or services, before any costs are deducted.

More terms: Financial Statements

Practise with graded reading

Reading at the right level is the fastest way to make new words stick. Pick free English books by level:

This page explains English vocabulary for learners. It is not financial advice.