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Finance & Banking vocabulary · Accounts & Deposits

Deposit runoff

Meaning in finance & banking, with examples

nounAdvanced term

In finance & banking, deposit runoff means: The reduction of a bank's deposit funding as customers withdraw funds or do not renew deposits.

In Turkish: mevduat çıkışı

How it is used

Use for funding outflows; specify the period and whether figures are observed or assumed.

Example sentences

  1. The liquidity scenario assumed deposit runoff after a loss of customer confidence.

    The assumed withdrawals create a future funding need.

  2. Actual deposit runoff was slower than the treasury team's forecast.

    Observed funding losses are compared with the planned scenario.

Common collocations

  • deposit runoff rate
  • deposit runoff assumption
  • depositMoney that you put into a bank account, or the act of putting it there. For a bank, customer deposits are its main source of funding.
  • stress testAn analysis that checks whether a bank would have enough capital and liquidity to survive a severe but possible shock, such as a deep recession.

More terms: Accounts & Deposits

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This page explains English vocabulary for learners. It is not financial advice.